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  • Jenna Trollope

Managing Our Money Personalities

"Money is so complicated. There’s a human element that can defy logic – it’s personal, it’s messy, it’s emotional." - Morgan Housel

A man and woman sitting across from each other in a living room talking

Differences in money management and communication styles can lead to conflict in the healthiest relationships.

How do you avoid falling into that trap? Talk it out.

Everyone's brains work differently, and accepting neurodivergence in our relationships is how we can embrace and work to our strengths. What is your money personality?

There are 3 major money personalities:

  1. Savers: Focused on their financial future, rarely spending money on the finer things in life.

  2. Spenders: Money was made to be spent, but they can put themselves into debt to finance their lifestyle.

  3. Ignorant: Ignorance is bliss and your money can't be your problem if you don't know where you stand. They do not know how much they save or spend but hope it works out in the end.

Money management and communication can be tricky waters to navigate in any relationship. Whether you are splitting expenses with roommates, going on a group trip abroad, or moving in with your partner, it is worth discussing everyone's expectations beforehand to ensure you are on the same page. Will you purchase toilet paper in bulk when it is on sale or have you agreed to buy name-brand toilet paper because it just hits the spot? Will you be travelling on a budget or spending a pretty penny on excursions and food while you are on holiday? How will you and your partner split housing expenses and manage differences in income levels?

If you're not careful, disagreements about finances can quickly turn into full-blown arguments. But fear not! Here are some tips to keep the peace and avoid those financial relationship woes:

  1. Be transparent about your debts and financial obligations.

  2. Set financial goals together and create a budget that works for both of you.

  3. Avoid making big financial decisions without consulting each other.

  4. Find a compromise when it comes to priorities and consider seeking professional advice for extra support.

By following these tips, you'll be well on your way to a healthy and happy financial future together. Don't let money matters ruin your love life!

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